Salam dan selamat sejahtera,

Perkhidmatan Perbankan Islamik ini untuk golongan yang BERSIH / REKOD BAYAR BAIK / TIADA BLACKLIST / TIADA BANKRUP SAHAJA..

TERUS DENGAN BANK..TIADA UPFRONT FEE!..TIADA SERVICE CHARGES!

It is available to all who are eligible; either muslim or non-muslim....

Untuk Rumah Batu/Komersil, Yang Dah Siap Bina Dan Dah Ada CF...


Antara Offer Menarik:
1-Loan rumah dari RM 50K hingga puluhan jutaan2 ringgit

2-Komitmen sehingga 70% (setelah campur loan yg baru nak apply nih...)...Ade sumber income lain?..Boleh sertakan bersama bukti..

3-Refinance up to 90% market value (under loan) & 85% (fully paid)..Utk Rumah pertama,dan seterusnya...


4-Pinjaman sehingga 35 tahun atau sehingga umur 65 tahun , yang mana terdahulu

5-Government loan pon boleh refinance juga

6-Joint Nama Pon Boleh Utk Lebih Tinggi


7-Pelan Pembayaran balik yang fleksibel membantu anda menyelesaikan pinjaman perumahan dengan segera dan dapatkan lebih penjimatan wang yang berganda berbanding fixed interest rate plan biasa!

(Cth: monthly nye payment still byr cam biasa...tapi tuan ade duit extra tak tau nak parking mana..asb pon penuh...fixed deposit pon sikit je dapat...

jadi boleh letak parking kat 'akaun' loan rumah tu...dgn 'magic' nye tuan dpt jimatkan beberapa tahun payment..lagi byk parking lagik cpt la settle...beberapa tahun jimat..kira lah brp byk save duit?...

perlu ingat..duit tu parking je...maknenye tuan boleh keluarkan bila2 masa je..duit parking tu bukan duit utk byr tolak loan umah ye...

nama pon parking...)



8-Keutamaan kawasan Lembah Klang (Klang Valley)

9-Keutamaan berurusan di bank kami..

[B]10-MRTA dan Lawyer Fee Covered dalam loan...

11-Siap sediakan dokumen2 yang berkaitan di bawah ini sebelum berurusan...


YANG PALING PENTING TUAN/PUAN PERLU SEGERA HANTAR DOKUMEN LENGKAP TERLEBIH DAHULU, LEBIH CEPAT DISEMAK, LEBIH CEPAT PROSES..LEBIH CEPAT KELULUSAN!!


(setiap hari MINIMUM 20 permohonan + dokumen lengkap di proses...belum masuk lagi nak layan customer yg walk-in, ratusan SMS, PM...oleh itu amatlah diperlukan segala dokumen berkenaan dihantar segera utk proses yg cpt..)[/B]



Dokumen-Dokumen Yang Di Perlukan (Sila sediakan dengan lengkap, lebihkan dokumen sokongan untuk proses yang segera...Semua dalam hard copy...Email/scan dokumen tak di layan)

A. Nationality Identification Documents Submitted (Photocopies of documents must be clear and on A4 size paper)

Malaysian
-Identity Card (both side on same page)

Non Malaysian
-Passport
-Work Permit & valid at least 1 year from application date

B. Income Documents By Employment Category


Category 1 = Salaried Staff - MNC: Multinational/ Public Listed/ Government/ Semi Government (No Of Document Required:2)


Document 1 - Latest 1 month payslip

Document 2 - 1 month bank statement clearly showing salary credit to account or Latest EA Form or Latest EPF statement not exceeding 12 months old


New Job Entrant (at least 3 months in services), additional one (1) document. (Document Required:3)

Document 3 - Letter of Appointment or Confirmation stating salary/allowance


Category 2 = Salaried Staff - Non MNC:SMI/ Other (No Of Document Required:2)


Document 1 - Latest 1 month payslip

Document 2 - Latest J Form/BE Form (full submission to income tax dept with payment receipt attached) or Latest EPF statement not exceeding 12 months old
or 3 month bank statement showing consistent salary credit to account


New Job Entrant (at least 3 months in services), additional one (1) document. (Document Required:3)

Document 3 - Letter of Appointment or Confirmation stating salary/allowance



Category 3 = Company Director (No Of Document Required:2)


Document 1 - Latest 1 month payslip or 3 month bank statement showing consistent salary credit to account

Document 2 - Latest J Form/BE Form (full submission to income tax dept with payment receipt attached) or Latest EPF statement not exceeding 12 months old

"Exempt Private Status" entity only where income stated in documents above differs from what is declared, additional 3 documents: (No Of Document Required:5)


Document 3 - Form 24/49 evidencing position held

Document 4 - Audited Profit @ Loss (latest 2 years in according to financial year)

Document 5 - Latest 6 months business bank statements



Category 4 = Variable Income Earner (No Of Document Required:3)


Document 1 - Latest 1 month payslip or 3 month commission slip

Document 2 - 3 month bank statement showing consistent salary credit to account

Document 3 - Latest BE Form (full submission to income tax dept with payment receipt attached) or Latest EPF statement not exceeding 12 months old
or Yearly Commission Statements From MNC

Agency owners where income stated in documents above diifer from what is declared, additional 2 documents (No Of Document Required:5)

Document 4 - Business registeration Form or Form 24 & 49

Document 5 - Latest 6 months business bank statements


Category 5 = Self Employed - Sole Proprietorships, Partnerships (No Of Document Required:2)


Document 1 - Latest J Form/Form B (full submission to income tax dept with payment receipt/CPO2 attached) or Latest EPF statement not exceeding 12 months old

Document 2 - Business registeration Form (Borang B & D) and must evidence in business for at least 2 years (Sabah/Sarawak : 2 Years Trading License)

Where income stated in documents above differs from what is declared, additional 1 document (Document Required:3)

Document 3 - Latest 6 months business bank statements/Proprietor's bank statements or Latest 6 months personal bank statements



Details Of Property Documents

- Sales and Purchases Agreements and photocopy of title deed and letter of offer from the developer


LANGKAH PERTAMA:
Sekiranya berminat SILA SMS EN.ZAFFRIL 012 651 62 89 Maklumat Berikut:

-Nama penuh & dari mana sebenarnya,

-Kerja Gov/Private, Jumlah Gaji & jumlah potongan,

-Untuk New Home Loan : jumlah loan, atau

-Untuk Refinance: habis bayar/belum, jumlah loan terdahulu dan baki, dari bank mana dan sejak bila,

-Jenis Rumah, saiz rumah, biasa/ubahsuai yg sah, dan di mana lokasi sebenarnya..(Beri alamat penuh - Utk pengiraan market value sebenar)..


LANGKAH KEDUA:
Anda akan dihubungi kembali secepat yang boleh oleh banker dari Bank terus...Siapkan semua dokumen sebelum berurusan....Keutamaan Berurusan Di Bank Kami...Keutamaan kawasan Lembah Klang (Klang Valley)


LANGKAH KETIGA:
Sebarang Pertanyaan Lain SILA SMS 0126516289









NEW UPDATE!
Utk loan bwh rm50k dah boleh buat....Utk Pertanyaan Sila Sms Zaffril 0126516289


***Sebarang bentuk penipuan atau kekurangan maklumat tepat akan melambatkan, merumitkan dan menggagalkan proses kelulusan. Jangan buang masa dan buang duit! Tolong kami untuk tolong anda***


*TNC apply..

NEW UPDATE!!!
HOME FINANCING BELOW RM 50 000 NOW AVAILABLE!!! CONTACT 0126516289

Sila Sms Zaffril 0126516289

bump for today

ANY FURTHER INQUIRIES IS VIA CALL/SMS TO = ZAFFRIL 0126516289